Housing Stability for Dreamers Act

Sponsor: Juan Vargas (Democratic-CA)May 15, 2025

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the Subcommittee on Economic Opportunity.

DACA recipients would gain eligibility for federal housing programs and VA home loans.

This bill would make it easier for DACA recipients to get federal housing help. It would ensure they can apply for FHA mortgage insurance, Rural Housing Service mortgages, and certain housing assistance programs. Veterans who are DACA recipients would also be clearly eligible for VA home loan benefits.

What Would Change

Today, DACA recipients may face limits or be ineligible for federal housing programs like FHA, Rural Housing Service, and VA home loans, and their mortgages might not be purchased by Fannie Mae or Freddie Mac due to their immigration status. This bill would stop federal agencies and government-backed companies from using DACA status to limit eligibility for single-family mortgages or housing assistance. Veterans who are DACA recipients would also be clearly eligible for VA housing loan benefits.

Key Provisions

Prohibits the Department of Housing and Urban Development from limiting FHA single-family mortgage insurance eligibility for DACA recipients.
Prevents Fannie Mae from refusing to buy single-family mortgages based on a borrower's DACA status.
Prevents Freddie Mac from refusing to buy single-family mortgages based on a borrower's DACA status.
Includes DACA recipients as an eligible group for certain federal housing assistance programs.
Prohibits the Rural Housing Service from limiting single-family mortgage eligibility for DACA recipients.
Clarifies that a veteran's DACA status would not affect their housing loan benefits guaranteed by the Department of Veterans Affairs.

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HR 3472 · 119th Congress · May 15, 2025 · AI Summary by gemini-2.5-flash · 5/10

Housing Stability for Dreamers Act

What Would Change

Key Provisions

Lobbying Activity