Roger Williams

Summary pending...

Summary pending...

This bill would make independent watchdogs for federal financial agencies regularly review how fast and efficiently they process applications for bank and credit union mergers. This means banks and credit unions applying to merge might see their applications handled more smoothly. Currently, there is no set requirement for these regular checks.

Summary pending...

Summary pending...

This bill would change the rules for certain loans that small businesses can get. These loans help businesses buy, build, or expand their facilities. The changes would modify the specific criteria used to approve these loans by reducing the number of conditions considered.

This bill would set firm deadlines for the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) to process applications for licenses and permits. Most applications would need to be processed within 90 days, and certain license applications within 60 days. It would also create a way for people to appeal if their application is denied or delayed. Additionally, it would require the ATF to publicly report on its processing times.

This bill would let bank holding companies keep certain investments, called merchant banking investments, for a longer time. Currently, they can generally hold these for up to 10 years. This change would extend that period to at least 15 years, giving banks more flexibility in their investment strategies.

This bill would extend federal programs that help small businesses and researchers create new technologies. The Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs would continue. Several related initiatives would also keep offering funding and support through September 30, 2026. This means small businesses and research institutions would keep these chances for an extra year.

Summary pending...

This bill would add more types of personal information to a list of details covered by federal law. This includes your license plate number, fingerprints, and workplace address. This means people would have more of their private information kept safe from certain wrong uses. It makes more details count as "restricted personal information."

Summary pending...