Defines 'short-term' health insurance plans for clearer choices.
This bill would add a specific definition for "short-term limited duration insurance" to federal law. It would clarify that these plans can last up to 12 months and may offer renewals without new health checks. This helps people buying these plans understand their options and helps insurance companies know the rules.
Today, federal law does not specifically define "short-term limited duration insurance." After this bill, the Public Health Service Act would include a clear definition. This definition would specify that these plans can last up to 12 months and may offer renewals where the premium would not reflect any additional health checks.
S 3418 · 119th Congress · December 10, 2025 · AI Summary by gemini-2.5-flash · 9/10
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2 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.