Lets workers save more for emergencies through their retirement plans.
This bill would double the amount people can put into special emergency savings accounts linked to their retirement plans, from $2,500 to $5,000. It would also make it clearer who can open these accounts, helping more people build a financial safety net. These changes would take effect for budget years starting after December 31, 2026.
Today, individuals can contribute a maximum of $2,500 to their pension-linked emergency savings accounts, and eligibility rules are specific. If this bill becomes law, individuals would be able to contribute up to $5,000 to these accounts. The rules for who can open these accounts would also become clearer, potentially allowing more workers to use them.
S 3333 · 119th Congress · December 3, 2025 · AI Summary by gemini-2.5-flash · 8/10
Sign in to see your representatives' phone numbers
5 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.