Providing for consideration of the bill (H.R. 185) to advance responsible policies.

Sponsor: Thomas R. Suozzi (Democratic-NY)November 20, 2025

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the House Committee on Rules.

Many Americans would continue to get help paying for health insurance through 2027, and new rules would fight fraud.

This bill would extend financial help for millions of Americans buying health insurance through the Affordable Care Act (ACA) marketplaces until the end of 2027. It would also raise the income cap to 935% of the poverty line for these subsidies, allowing more people to qualify for assistance. Additionally, the bill would put in place new rules and penalties to prevent fraud by health insurance agents and brokers, and ensure deceased individuals are removed from plans.

What Would Change

Today, enhanced financial help for health insurance premiums is set to expire at the end of 2025, and there is an income cap for who can receive these subsidies. After this bill, that financial help would continue through 2027, and the income cap would be raised to 935% of the poverty line, allowing more people to get assistance. Additionally, new rules and penalties would be put in place to crack down on fraud by health insurance agents and brokers, and ensure deceased individuals are removed from plans.

Key Provisions

Extends financial help for health insurance premiums through 2027 for people buying plans through the ACA marketplaces.
Raises the income cap to 935% of the poverty line for health insurance premium assistance, allowing more higher-income individuals and families to qualify.
Creates new civil penalties of up to $50,000 per person for agents or brokers who negligently provide incorrect enrollment information.
Establishes new civil penalties of up to $200,000 per person and criminal penalties for agents or brokers who knowingly provide false or fraudulent enrollment information.
Requires federally-run health insurance marketplaces to verify that agents and brokers have consent from individuals before making enrollment changes.

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HRES 902 · 119th Congress · November 20, 2025 · AI Summary by gemini-2.5-flash · 8/10

Providing for consideration of the bill (H.R. 185) to advance responsible policies.

What Would Change

Key Provisions

Lobbying Activity