Right to IVF Act of 2026

Sponsor: Lori Trahan (Democratic-MA)July 23, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Veterans' Affairs, Armed Services, Education and Workforce, Ways and Means, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Protects and expands access to fertility treatments like IVF and IUI for Americans nationwide.

This bill would make it easier for people across the country to get fertility treatments, including in vitro fertilization (IVF) and intrauterine insemination (IUI). It would protect the right to these services, require many insurance plans to cover them, and expand access for service members, veterans, and federal employees.

What Would Change

Currently, access to fertility treatments like IVF and IUI varies widely by state and insurance plan, often leading to high out-of-pocket costs or complete lack of coverage. If this bill becomes law, individuals would have a protected right to these treatments, and most private, federal, Medicaid, and Medicare plans would be required to cover them, making fertility care more accessible and affordable across the country.

Key Provisions

Protects the right of individuals to receive and health care providers to offer assisted reproductive technology (ART) and intrauterine insemination (IUI) nationwide.
Requires most private and group health insurance plans to cover ART and IUI, even without an infertility diagnosis.
Requires state Medicaid programs to provide coverage for ART and IUI.
Expands Medicare coverage to include ART and IUI, with no deductible and 100% payment for treatment.
Requires the Department of Defense to provide ART, IUI, and fertility preservation services for service members.
Requires the Department of Veterans Affairs to provide ART, IUI, and counseling for eligible veterans, including up to three completed egg retrievals and unlimited embryo transfers.

View on Congress.gov

HR 9941 · 119th Congress · July 23, 2026 · AI Summary by gemini-2.5-flash · 8/10

Right to IVF Act of 2026

What Would Change

Key Provisions

Lobbying Activity