Medicare Advantage MLR Transparency Act

Sponsor: Nathaniel Moran (Republican-TX)July 13, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 42 - 0.

Medicare Advantage plans would show more financial details to help you compare options.

This bill would make Medicare Advantage plans share more financial details about how they spend your money. It would also make their electronic benefit information easier to compare with other health plans. This means people on Medicare Advantage could better understand their plan's costs and benefits.

What Would Change

Today, Medicare Advantage plans are not required by law to publicly share detailed financial information about their total revenue, how much they spend on claims, or other expenses for each specific plan. Their electronic benefit information might also look different from other health plans, making comparisons difficult. If this bill becomes law, Medicare Advantage plans would have to publish these financial details online in an easy-to-understand way, starting in 2029, and present electronic benefit information in a standard format similar to other health plans.

Key Provisions

Requires Medicare Advantage plans to publish detailed financial information on their public websites for each plan, starting in 2029.
Requires Medicare Advantage plans to show electronic benefit details in a standard, uniform format, similar to other health plans, starting about one year after the bill becomes law.
Lets the Centers for Medicare & Medicaid Services (CMS) ask Medicare Advantage companies to also share this financial information in a combined report for all their plans.
Clarifies how existing rules for contracts and contract years would apply to individual plans and plan years under these new transparency requirements.

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HR 9644 · 119th Congress · July 13, 2026 · AI Summary by gemini-2.5-flash · 9/10

Medicare Advantage MLR Transparency Act

What Would Change

Key Provisions

Lobbying Activity