Creates a national group to study how natural disasters affect homes, insurance, and finances.
This bill would create an independent, nonpartisan commission to deeply examine how natural disasters impact the U.S. and how we pay for the damage. This group would study everything from insurance costs to ways communities can protect themselves. After two years, it would give Congress ideas for new laws and policies.
Today, there is no independent, nonpartisan federal commission specifically tasked with a comprehensive, national assessment of natural disaster risks, mitigation efforts, and the state of insurance and financial protections. If this bill becomes law, it would create such a 26-member Commission. This Commission would then spend up to two years studying these issues and providing Congress with findings and recommendations for new laws or actions.
HR 8439 · 119th Congress · April 22, 2026 · AI Summary by gemini-2.5-flash · 9/10
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