Lets more Americans use Health Savings Accounts with most health insurance plans.
This bill would let many more Americans use Health Savings Accounts (HSAs). Currently, you generally need a high-deductible health plan to have an HSA. This bill would allow anyone with a qualified health plan from a government marketplace or any employer-sponsored group health plan to open and contribute to an HSA, starting with the 2027 tax year.
Today, you generally need to be covered by a high-deductible health plan to open and contribute to a Health Savings Account. After this bill becomes law, if it passes, you would be able to have an HSA if you are covered by almost any qualified health plan from a government marketplace or any group health plan from an employer, starting with the 2027 tax year.
HR 7681 · 119th Congress · February 25, 2026 · AI Summary by gemini-2.5-flash · 9/10
Sign in to see your representatives' phone numbers