Lets private flood insurance count toward continuous coverage rules
This bill would let private flood insurance count towards continuous coverage rules, just like government flood insurance. This means property owners could switch between private and government plans without losing credit for their continuous coverage, giving homeowners more flexibility.
Today, only flood insurance from the government's National Flood Insurance Program (NFIP) is officially recognized for continuous coverage requirements. If this bill becomes law, periods of private flood insurance coverage would also count, as long as they met mandatory purchase requirements.
HR 6620 · 119th Congress · December 11, 2025 · AI Summary by gemini-2.5-flash · 9/10
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4 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.