Lets people move Roth IRA money into employer-sponsored Roth accounts.
This bill would make it easier for individuals to combine their Roth retirement savings. It would allow direct transfers of money from certain Roth IRAs or through automatic portability transactions into designated Roth accounts offered through an employer. This change would give people more flexibility in managing their retirement funds, as current law does not explicitly permit these direct rollovers.
Currently, the law does not clearly allow direct transfers of money from Roth IRAs to employer-sponsored designated Roth accounts. If this bill passes, individuals would be able to make direct, tax-free rollovers from specific Roth IRAs or through automatic portability transactions into their designated Roth accounts, making it easier to consolidate their retirement savings.
HR 6450 · 119th Congress · December 4, 2025 · AI Summary by gemini-2.5-flash · 8/10
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7 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.