Build Now Act of 2025

Sponsor: Lisa C. McClain (Republican-MI)December 2, 2025

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the Committee on Financial Services, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Federal housing money for cities and counties would shift based on local home building rates.

The "Build Now Act of 2025" would change how federal housing grants are given out. Cities and urban counties that build more homes or show good improvement in housing growth would get bonus money. Those with low housing growth improvement could see their grants cut by 10 percent, aiming to encourage more housing development.

What Would Change

Today, federal Community Development Block Grants are given out without directly considering how fast a city or urban county is building new homes. If this bill passes, the Department of Housing and Urban Development would start adjusting these grants. Cities and urban counties that build more homes or show good improvement in housing growth would get bonus funds, while those with low housing growth improvement could see their grants cut by 10 percent.

Key Provisions

Would give bonus federal housing money to eligible cities and urban counties that improve their housing growth or build homes very quickly (at or above 4 percent annually).
Would cut federal housing money by 10 percent for eligible cities and urban counties that have low housing growth improvement.
Would require the Department of Housing and Urban Development (HUD) to calculate housing units using specific Census Bureau data and coordinate with the Census Bureau and U.S. Postal Service.
Would require HUD to publish annual reports on housing growth rates and list which communities received bonus funds or had their grants decreased.
Would require HUD to notify eligible cities and urban counties of their housing growth rates and offer guidance on best practices to reduce regulatory barriers to housing and increase housing supply.

View on Congress.gov

HR 6363 · 119th Congress · December 2, 2025 · AI Summary by gemini-2.5-flash · 5/10

Build Now Act of 2025

What Would Change

Key Provisions

Lobbying Activity