Creates new loans for small businesses to build and manage rental housing across the country.
This bill would create a new pilot program to offer government loans for building and managing rental housing. Small businesses in these projects would get special permission to skip certain rules, making it easier for them to get these loans. The program would set aside billions of dollars over five years to increase the number of rental homes.
Currently, small businesses building rental housing may struggle to get certain government loans due to rules about job creation, limits on renting out properties, or being classified as risky. If this bill becomes law, a new pilot program would offer loans specifically for building and managing rental housing. This would free these businesses from those specific rules. The program would make up to $1 billion (about $3 per American) available in the government's budget year 2026. It would make $2 billion (about $6 per American) available in 2027. And it would make $3 billion (about $9 per American) available annually from 2028 through 2030.
HR 6328 · 119th Congress · November 28, 2025 · AI Summary by gemini-2.5-flash · 9/10
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