Medigap insurance would be fairer and clearer for seniors and people with disabilities.
This bill would make it easier for people on Medicare to get Medigap insurance, no matter their health or age. It would stop insurance companies from denying coverage or charging more based on health status. It would also bring back 'first-dollar' coverage. The bill aims to improve the Medicare website to help people compare plans and understand their options better.
Today, Medigap insurers can deny coverage, charge more, or exclude benefits based on health status or pre-existing conditions, and new enrollees generally can't get 'first-dollar' coverage. After this bill, Medigap insurers would be prohibited from these practices for most individuals, and new enrollees would regain access to 'first-dollar' plans. The bill would also update medical loss ratio requirements (currently 75% for group and 65% for individual policies) and significantly improve the Medicare plan finder website.
HR 610 · 119th Congress · AI Summary by gemini-2.5-flash · 10/10
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Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.