Requires health insurance plans and federal programs to cover fertility treatments for millions of Americans.
This bill would require most health insurance plans, including those for federal employees, military families, veterans, and those covered by Medicaid and Medicare, to pay for fertility treatments. This means millions of Americans who currently face high costs or no coverage for these services would gain access to a broad range of fertility care. It would also set rules for how much people pay and protect against discrimination.
Currently, coverage for fertility treatment varies widely. Many private health plans and federal programs like FEHBP, TRICARE, VA, Medicaid, and Medicare offer limited or no coverage, forcing individuals to pay high out-of-pocket costs. If this bill becomes law, most group and individual health insurance plans, along with FEHBP, TRICARE, VA, Medicaid, and Medicare, would be required to cover a broad range of fertility treatments. This would include specific limits on how much people pay and strong protections against discrimination.
HR 4648 · 119th Congress · July 23, 2025 · AI Summary by gemini-2.5-flash · 9/10
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8 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.