Lets first responders and teachers buy homes with no down payment or monthly mortgage insurance.
A new bill, called the HELPER Act of 2025, would set up a special home loan insurance program through the Federal Housing Administration (FHA). This program would help qualified first responders and teachers buy a home. They would not need a down payment or have to pay monthly home loan insurance fees, making it easier for them to own a home.
Today, first responders and teachers who want FHA-insured home loans usually need to make a down payment and pay monthly home loan insurance fees. If this bill passes, qualified first responders and teachers would be able to get FHA-insured home loans with no down payment and no monthly home loan insurance fees, making it easier to own a home.
HR 2094 · 119th Congress · March 14, 2025 · AI Summary by gemini-2.5-flash · 8/10
Sign in to see your representatives' phone numbers
14 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.