STORM FORTIFIED and Wildfire Prepared Act

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the House Committee on Transportation and Infrastructure.

Homeowners could get grants to make their roofs and homes stronger against storms and wildfires.

This bill would create a federal fund to help states offer grants to homeowners. These grants would help people pay for stronger roofs and homes that can better withstand severe weather and wildfires. Lower-income homeowners could even have their grant costs forgiven.

What Would Change

Today, there is no specific federal fund to help states provide grants for making homes stronger against storms and wildfires. This bill would create a new federal fund, setting aside $100 million each year from 2027 to 2036. This fund would allow states to offer grants of up to $10,000 to homeowners for certified upgrades, with repayment forgiven for lower-income families.

Key Provisions

Lets states create programs to give homeowners grants for stronger roofs and homes.
Sets aside $100 million each year from 2027 to 2036 for a federal fund to help states.
Offers homeowners up to $10,000 for specific upgrades to make their homes more resistant to storms and wildfires.
Forgives grant repayment for homeowners whose income is below 120 percent of their area's median income.
Requires states to contribute at least 35 percent of the federal grant amount to their local funds.
Encourages states to work with insurers so homeowners with certified upgrades might get lower insurance premiums.

View on Congress.gov

HR 10122 · 119th Congress · AI Summary by gemini-2.5-flash · 10/10

STORM FORTIFIED and Wildfire Prepared Act

What Would Change

Key Provisions

Lobbying Activity