Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".

Sponsor: Rashida Tlaib (Democratic-MI)April 30, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the House Committee on Financial Services.

Congress would keep protections for Americans facing medical debt on credit reports.

This bill aims to keep rules that protect people from certain medical debts on credit reports. A government agency recently tried to remove these rules. If this bill passes, those original protections for consumers would remain active.

What Would Change

Today, the Bureau of Consumer Financial Protection has submitted a rule to cancel its guidelines (Bulletin 2022-01) on medical debt collection and credit reporting. If this bill passes, Congress would disapprove that cancellation rule, meaning the guidelines in Bulletin 2022-01 would remain in effect.

Key Provisions

Blocks the Bureau of Consumer Financial Protection from withdrawing its rules on medical debt collection and credit reporting.
Keeps in place the existing guidelines (Bulletin 2022-01) that affect how medical debt appears on credit reports.

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HJRES 168 · 119th Congress · April 30, 2026 · AI Summary by gemini-2.5-flash · 10/10

What Would Change

Key Provisions

Lobbying Activity